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LATEST MORTGAGE NEWS & RESOURCES
Learn the latest news, predictions and updates about mortgage and rates below.
Bank of Canada Holds Policy Rate on December 10, 2025 — What It Means for Today’s Market
The Bank of Canada announced yesterday that it is holding the overnight policy rate, signalling a pause in its easing cycle as it waits for...
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Bank of Canada Cuts Interest Rate to 2.25% — What It Means for You
The Bank of Canada just lowered its key interest rate by 0.25%, bringing it down to 2.25%. This move was expected, but it’s still big...
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Calgary Homeowners & Buyers: What the Bank of Canada’s Rate Cut Means for You
Today, the Bank of Canada lowered overnight rate by 0.25%, bringing it down to 2.50%. This is the first cut since March 2025, and it...
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Debt Consolidation Through Mortgage Refinancing
Debt consolidation isn’t just a buzzword; it’s a game-changer. Essentially, it involves combining multiple debts – such as credit cards, car loans, or student loans...
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Exploring Shared Homeownership: Buying a Home with Friends and Family
In today’s real estate landscape, more people are turning to joint homeownership as a solution to rising prices and interest rates. This involves teaming up...
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A Self-Employed Guide To Buying A Home In 2024
When you're self-employed, the road to homeownership has a unique set of twists and turns. One significant challenge revolves around the variability of self-employed income....
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Mortgage Features Vs. Lowest Rate
Securing a mortgage is a significant step in the journey of homeownership, and understandably, many people initially focus on securing the lowest interest rate possible....
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Why You Need Fire Insurance When Getting A Mortgage
Fire insurance serves a dual purpose in the mortgage journey. It acts as a safety net for lenders, ensuring property restoration in case of disasters,...
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The Hidden Benefits of Home Inspections in Real Estate
Embarking on the journey to buy a home is undeniably thrilling! Yet, amidst the excitement, there’s a crucial aspect you shouldn’t overlook – a house...
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New Year, New Triumph: Be Part of the 6% in 2024!
Beyond the festivities, the new year often symbolizes an opportunity for reinvention—a chance to dream big and set ambitious goals. Many of us engage in...
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Reviewing the Roller Coaster Rates of 2024
The mortgage industry is no stranger to twists and turns, and 2023 was a testament to its unpredictable nature. Variable rate holders faced a challenging...
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Mortgage Rule Transformations Since 2008
Embarking on the pathway to homeownership has always been a significant life milestone, and for Canadians, navigating the twists and turns of the mortgage landscape...
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Navigating Uncertain Times: Why You Need a Mortgage Broker
Inflation has become a pressing concern in Canada, causing anxiety among businesses, consumers, and policymakers. The rising prices of everyday items, like groceries and gasoline,...
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Did you get your mortgage in 2020? Pay close attention to your renewal date.
The Canadian housing market experienced an unprecedented boom in 2020, marked by record-breaking sales across the country. While this surge in real estate activity brought...
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How to Kick Your Adult Kids Out of The Home
It has become apparently harder for the younger generation to purchase their first home. With the interest rates and stress test, and lets not forget...
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Low Rates, High Stakes: Understanding the Why Behind Massive Penalties in Your Future
In today’s ever-changing economic landscape, the environment for mortgage rates is akin to a roller coaster ride. The recent dip in bond yields has led...
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The Life of a Deposit – From Realtor to Close
Buying a property can be overwhelming. Knowing who does what, where your money goes and all the ins and outs will provide you with some...
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Is It Crazy To Consider A Variable Rate In Today’s Market?
When considering a mortgage, one of the biggest decisions you will make is whether to go for a fixed or variable rate.
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5 Tips to Get Pre-Approved for a Higher Loan Amount
Your debt-to-income ratio measures your outstanding debts to your monthly income. If the percentage of your committed income is too high, you might not qualify...
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How Technology Transforms Your Mortgage Experience
In the hustle and bustle of today’s world, we understand that time is precious, and convenience is key. If you’re searching for a new home,...
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